Taxpayers who need extra time to file their 2024 federal returns can breathe easier—filing IRS Form 4868 gives you until October 15, 2025, but payment is still due by April 15.
At a Glance
- IRS Form 4868 grants an automatic filing extension until October 15, 2025.
- Taxes owed must still be paid by April 15, 2025, to avoid penalties.
- IRS Free File services allow easy online extension submissions.
- Extension applies only to filing, not payment deadlines.
- State tax extension rules vary—check individual requirements.
Utilizing IRS Form 4868
For many Americans, gathering tax documents by mid-April can be overwhelming. Thankfully, the IRS offers a solution: Form 4868, which provides an automatic six-month extension to file federal returns. This pushes the deadline to October 15, 2025. However, taxpayers must understand that this grace period applies only to filing—not to paying owed taxes.
Payments are still due by April 15, 2025. Failing to meet this deadline could result in interest charges and late payment penalties. It’s important to estimate your tax liability accurately and submit a payment even if you’re requesting an extension.
How to File an Extension
Filing an extension is easier than ever thanks to the IRS Free File program. Taxpayers can use providers like TaxAct, 1040.com, or FreeTaxUSA to file electronically. The process is straightforward, secure, and free for eligible users.
Watch this video guide on tax extensions.
Submitting Form 4868 online ensures that you receive confirmation from the IRS, offering peace of mind during an already stressful season. This option is ideal for those still waiting on key forms or dealing with unexpected life events that may complicate filing.
What to Consider When Requesting an Extension
An extension gives you more time to organize and prepare, but not more time to settle your tax bill. Be sure to calculate your estimated tax due and send payment with your extension request if possible. Paying less than you owe may trigger fees—even if you file by the new October deadline.
Fast Company recommends using IRS-approved payment portals if you need to pay by credit card. These portals are secure, and fees are typically lower than those for missing the payment deadline.
State-Specific Filing Rules
Federal extensions don’t automatically cover your state taxes. Each state operates under its own tax code, and filing deadlines or extension processes may differ. Some states grant automatic extensions if a federal one is approved; others require a separate application.
Visit your state tax agency’s website or check platforms like TurboTax for clear guidance. Don’t assume you’re covered—double-check to avoid surprises.
Final Tips
Filing for an extension is smart if you’re not ready to file but want to avoid penalties. Just remember that paying your tax due by April 15 is non-negotiable. Make accurate estimates, file the extension electronically, and keep copies for your records.
Taxpayer tip from @TaxZeroneUS: “Filing a tax extension gives you peace of mind and helps you avoid late filing penalties. Don’t wait till the last minute!”
By understanding the rules and taking proactive steps now, you can ensure a smoother tax season and avoid unnecessary penalties.
